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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. The Real Estate Settlement Procedure Act (RESPA), Section 8 violation that refers to a person giving or accepting a fee or "thing of value" for the referral of business is known as a

A) kickback.
B) required use.
C) bundled services.
D) conversion.

2. When insuring a mortgage where there are intervening liens that prevent the lender from holding first lien priority, such other liens may be

A) restricted to the lien of the subject mortgage.
B) waived to the lien of the subject mortgage.
C) subordinated to the lien of the subject mortgage.
D) subrogated to the lien of the insured mortgage.

3. A manufactured home can be insured if

A) it is on the insured property and has a permanent foundation.
B) a mortgage has been filed describing the manufactured home.
C) the motor vehicle title has been deactivated, it is affixed and assessed as real property.
D) it has a motor vehicle title and is located on the insured property.

4. Which of the following is considered a voluntary lien?

A) Real estate tax lien.
B) Construction lien.
C) State tax lien.
D) Mortgage lien.

5. The effective date on a title commitment is the date

A) the public records were verified to.
B) the commitment is issued.
C) the order was completed.
D) of the last recording on record.

Solutions: